Scott Simmonds - Insurance Newsletter

Insurance from an Unbiased Point of View
www.ScottSimmonds.com

March 22, 2007
Issue 82 Since 2000

Expanded Info on the 126 Questions to Ask Your Insurance Agent - Insurance buyers often tell me that they are too confused by insurance to even know what questions to ask. I have at least a partial solution in my white paper, 126 Questions to Ask Your Insurance Agent. Here is one of the questions and some background on what you get as an answer:

Question #16 - What's your biggest concern with our insurance program?

This is an open ended question designed to get your agent talking about his level of understanding and concern with aspects of your insurance. Even the simplest insurance plan has, within it, complex issues. There may be coverage questions that the agent has brought up in earlier meetings - perhaps years before. This is the agent's chance to bring them up again.

Agent: "Well Bob, last year we talked about employment related practices coverage. You decided not to buy the insurance. Perhaps that was the right decision. However, you still have the exposure of an employee or former employee accusing one of your managers of harassment or discrimination. I'm concerned with the money you would have to spend even on a groundless suit."

Underlying all the questions in my white paper is an analysis of the abilities and work your agent does for you. How comfortable are you with your agent? Is he paying attention to you and your needs? Are you comfortable with his efforts on your behalf? Is this agent the best agent for you?

Download your free copy of 126 Questions To Ask Your Insurance Agent

Informative Insurance Teleseminars - I hold regular teleseminars to help insurance buyers with their insurance. My goal is to provide useful, easy-to-implement ideas. These are not sales presentations, but solid info you can use to make better insurance decisions.

Email me to register or for more information - Scott@ScottSimmonds.com.

March 27 – For School Districts and Departments - How to Improve Your School’s Insurance

April 10 – For General Businesses - Business Insurance Essentials in 45 Minutes

April 26 – For Bankers - What Bankers Need To Know About the Banker's Bond

May 29 - For BMW Dealers - Through special arrangement with BMW this is the first in a special series of teleseminars for BMW dealers only.

(These sessions are free to insurance buyers. Insurance people are welcome at a $75 fee.)

All sessions start at 10:00 am Eastern and last for 45 minutes. If you have a topic suggestion for future teleseminars, let me know.

Biggest Insurance Mistakes White Papers - Get my white papers covering the biggest business and personal insurance mistakes. Send a blank email to bizmistakes@ScottSimmonds.com for a copy of the business mistakes paper. Email personal@ScottSimmonds.com for the personal insurance version. No cost.

Your Privacy - I will never sell or distribute your email address to any other person or organization.

Do You Have The Right Insurance? Contact me to discuss an unbiased review of your insurance program. Do you have the right coverage? Can your policies be fine-tuned to improve the protection? Can changes be made to ease the administrative burden insurance causes? Are you getting the service you should from your broker? I can help. Remember, I don't sell insurance so I'm unbiased.

Need A Speaker? I'm pleased to speak to trade, business, or service associations about insurance topics. See my speaker's page.

Please Forward This Newsletter To Your Business Associates

Scott Simmonds, CPCU, ARM
Insurance Consulting
Phone 207-284-0085
Fax 802-992-4027
Scott@ScottSimmonds.com
www.ScottSimmonds.com

See My Insurance Blog - www.InsuranceBuzzer.com

Comments regarding insurance policies or products in this newsletter do not constitute an endorsement. I accept no fees of any kind from any company mentioned in this newsletter.